4-Point Inspections

If your home is 20–30 years old or older, your insurance company may require a 4-Point Inspection before issuing or renewing your homeowner’s insurance policy.

Unlike a full home inspection, a 4-Point Inspection focuses on the four major systems that insurance companies consider most important when evaluating a property’s condition and insurability.

What Does a 4-Point Inspection Include?

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Roof

We evaluate the roof’s age, condition, visible damage, remaining useful life, and any signs of leaks or deterioration.

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HVAC System

Your heating and cooling system is inspected for proper operation, approximate age, and overall condition.

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Electrical System

We examine the electrical panel, wiring, grounding, and other visible electrical components to identify outdated or potentially hazardous conditions.

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Plumbing System

The inspection includes visible supply lines, drain lines, water heater, fixtures, and signs of leaks or plumbing defects.

Why Is a 4-Point Inspection Important?

Insurance providers use a 4-Point Inspection to better understand the condition of your home’s essential systems. The inspection helps determine whether the property meets underwriting guidelines and identifies conditions that may require repairs or updates.

A professional 4-Point Inspection can help you:

  • Meet homeowner’s insurance requirements
  • Simplify the insurance application or renewal process
  • Identify maintenance issues before they become expensive repairs
  • Document the condition of your home’s major systems
  • Gain confidence that your home is operating safely and efficiently

Fast, Accurate Reports

At BRIT Home Inspections, we provide thorough, unbiased 4-Point Inspections with clear, easy-to-read reports that meet the requirements of most insurance carriers. Our goal is to make the inspection process simple, efficient, and stress-free.

Whether you’re purchasing a home, renewing your insurance policy, or your insurance company has requested a 4-Point Inspection, we’re here to help.

Ready to schedule your inspection? Contact BRIT Home Inspections today to book your appointment.

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Florida Home Inspector License #HI17253

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